Frequently Asked Questions

No. We are a loan assistance company that helps applicants explore applicable options across multiple partner banks and NBFCs, based on their profile and requirement.

General guidance and eligibility discussion is free. Any applicable service or processing fee, if any, would be clearly communicated before you proceed.

Yes, in many cases. Your overall eligibility will factor in existing obligations, income and credit profile as assessed by the concerned lender.

No. Final approval, interest rate, amount, tenure and terms are decided solely by the concerned lender based on their policy, documentation and the applicant's profile.

Home loan interest rates vary by bank, credit score, income, property and applicant profile. Some eligible borrowers may qualify for lower starting rates, but the final rate is confirmed by the lender. Compare options through our Home Loan service. Learn more: Home Loan View home loan options →

Share your loan requirement, contact details and city through our Contact page. Our team can discuss eligibility, documents and applicable bank or NBFC options. Final approval remains subject to the lender. Learn more: Contact page Contact our team →

Yes. Eligible non-resident Indians can explore NRI home loan options for property in India. Lenders may request overseas income proof, employment details, identity documents and property papers. Learn more: NRI Home Loan NRI home loan guidance →

Yes. New car financing may be available subject to income, credit profile, vehicle details and lender policy. The down payment, interest rate and repayment period depend on the chosen lender. Learn more: Car Loan Explore car loans →

Used car finance may be available for eligible vehicles. Lenders generally review the vehicle age, valuation, ownership records, repayment capacity and credit profile before deciding the amount and terms. Learn more: Used Car Finance Car and used vehicle loan options →

Business loan eligibility typically depends on business vintage, turnover, income, bank statements, credit history and the type of funding requested. Secured and unsecured options may have different requirements. Learn more: Business Loan Business loan assistance →

Identity proof, address proof, income proof, bank statements and property documents (where applicable) are commonly required. Visit our Documents Checklist page for a detailed, category-wise list. Home loan document guidance →

Some lenders may consider applications with a challenging credit profile, subject to income, property and other factors. See our CIBIL Score Guide and Bad CIBIL Loan page for more detail. Read the CIBIL score guide →

Timelines vary significantly by lender, loan type, documentation completeness and applicant profile, so we avoid giving a fixed number — your relationship manager will keep you updated at each stage.

Lenders generally ask for identity and address proof, salary slips, recent bank statements, employment details and property papers. The exact list depends on the lender and property. Home loan guidance →

Common requirements include KYC, business registration details, bank statements, income tax returns and financial statements. Requirements differ for secured and unsecured business finance. Business loan options →

Checking your own credit report is generally a soft enquiry and does not reduce your score. A lender’s formal credit enquiry may be recorded and can affect the score. CIBIL score guide →

No. Any rate mentioned on our pages is an indicative starting rate where applicable and is subject to change based on lender policy, applicant profile and market conditions.

We aim for transparency in every discussion. Processing fees, stamp duty, insurance and other charges (if applicable) will be explained clearly before you proceed with any lender.

Prepayment and foreclosure terms, including any applicable charges, are set by the concerned lender and your loan agreement. Please check the specific terms with your lender.

EMI is based on the loan principal, interest rate and repayment tenure. Compare estimated monthly instalments before applying using our calculator. Calculate loan EMI →

Eligible borrowers may consider a home loan balance transfer if another lender offers suitable terms. Compare the new rate, processing costs and remaining tenure before deciding. Loan balance transfer →

No. Processing fees, valuation charges, legal charges and other applicable costs can vary by loan product and lender. Review the written fee schedule before accepting an offer. Compare loan options →